Deb Stine


Mortgages –

The concept of a mortgage is quite simple.  It’s basically a loan for a home wherein the property itself is used as collateral.

Securing a mortgage, however, can be complex.  The process may take more than a month, as several parties – from the escrow officer to the loan underwriter – work behind the scenes to put it all together.

There are many mortgage options, such as –

Additionally, there are numerous programs, such as PHFA and Rural Housing Program, which provide benefits, such as 100% financing or assistance with closing cost and down payment, when buyer and/or property meet certain criteria.

I’ll be happy to recommend a reputable mortgage broker to help you navigate through the process. Just call or email me.